If a spouse dies and you are not on the mortgage or deed what happens?

The property must go through probate. Title will pass according to the will or the state laws of intestacy if there is no will. You can check the laws of your state at the related question link provided below Generally, the mortgage must be paid if you want to keep the property or the lender will take possession by foreclosure.

You should consult with an attorney who specializes in probate law who can review your situation and explain your options.

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