Not always, but many times yes, assuming they are at fault and they have a vehicle with collision coverage and yours (as you said) does not then their collision coverage MAY transfer to your vehicle, you need to file a claim with your carrier as does your test driver with his/hers.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.