If you apply for a mortgage loan can you put your husbands income on the application also even if he is not applying for the loan with you?
You can use income that is at your disposal. If you will have access to your husband's income as a household income for this mortgage then yes you can. If you are separated and he will not be living in the house then the answer would be no.
Effective February 1, 2013, GMAC Mortgage will no longer accept new loan applications. The company's loan origination business has been sold and will be operated under new ownership. GMAC Mortgage will continue to process mortgage loan applications that were submitted prior to February 1 and are in an active status.
In addition, some of the loans we currently service have been sold and will soon be transferred to a new servicer. We are working hard to ensure a seamless transition for our customers. The transfer of loan servicing to a new servicer does not affect any term or condition of your mortgage documents, other than those directly related to the servicing of your loan.
If your loan is being transferred you will soon receive a Welcome Letter from your new servicer providing details for your account and information about the services they provide. Until your loan is transferred to the new servicer, GMAC Mortgage will continue to support your mortgage loan and you will be able to log into this site to manage your account. If you have questions about your account, the servicing transfer or any other concerns, please call Customer Service at 1-800-766-4622 or log into your account.
If you have questions about an in-process loan application, contact your Loan Processor. If you do not have contact information for your Loan Processor, please call 1-888-651-4622.
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