If you purchased a house 6 months ago for 145K with a loan amount of 130K could you now get a 2nd mortgage on it?

You should be able to, in most states you are allowed to borrow up 125% of your homes value. Texas is the exception, they only allow you to borrow up to 80%. You may want to look into a HELOC.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.