If your dad passed away and you were a card holder on his credit card account is it legal for them to have a judgment against you?

Answer I believe it depends on whether it was a joint account or whether you were an authorized user. If the account is in your father's name only and you were authorized to use the card, I don't think anyone can come after you. However, if your name appears on the account with your father's as a joint holder, you could be liable for the balance.

Make sure to find out whether it's the actual credit lending company coming after you or a debt collector to whom they've sold the debt. Debt collectors can be notoriously unscrupulous and have been known to ignore the law You can get a free initial consultation with most attorneys. Choose one who specializes in this area and find out what your legal recourse is.

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