If your husband passed away and for instance owes $20,000 to $30,000 in debt then it is up to you to pay off that debt whether your signature is on the credit cards or not. Any debts owing must be paid out of the Estate. If he owned a car (you have your own) the car will be sold and hopefully the house will not be sold.It just depends on how many debts he has.
Wills go to Probate and all personal/property taxes, creditors and loans have to be paid and then what is left out of the Estate goes to the surviving spouse. If the debts are paid off by any monies your husband had in bank accounts, stocks, bonds, etc., then the IRS wouldn't go after his insurance policy or pension plan. You are entitled to a Widows Pension (also if your husband was in the armed forces check that out.
) I suggest you see a lawyer to be sure what your rights are. You don't want to mess with the IRS. I live in Canada and our Revenue Canada is far more likely to work with us if we owe taxes, but I've heard the IRS can be cruel, unfeeling and will strip a person of everything they own if they owe taxes.
Credit card companies are more apt to work with you if you explain the circumstances.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.