In regards to cell phones, which is better: a prepaid plan or a contract pay by the month plan? More economical? Better service?

It depends how often you use a cellphone. If you are on a business then I think a postpaid/contract plan is better than prepaid. Postpaid plan offers lower rate on calls and on other services.

If you are just an occasional user then prepaid is the right one for you. You are not bound to contract and you only reload your cellphone when you need to use it but it has higher rate than postpaid plans. I currently am using a postpaid plan but I'm happy that the contract will end this May.

I just realize that I don't use cellphone that much anymore because I am into instant messengers using my PC or I can make unlimited calls pc-to-pc. With regards to service, sorry but I couldn't recommend even one. I don't think they could really cater excellent service.

Check these sites for helpful information: phone-bill-busters.com/cellular.htm articles.smashits.com/articles/other/136... If you're living in other country then refer to the list of cellular service providers in your country.

If you make a lot of use of your phone for calling and texting, a contract usually works out cheaper. The per-minute rates and per-text rates on prepaid are much higher. On the other hand if you don't use the phone much, perhaps only for using it to take incoming calls or the odd time you need a quick urgent conversation, the amount you prepaid will last a long time, and that will work out cheaper than paying a monthly amount.

If you have actually been using a phone for a while then take a look at your bills and see how many minutes and texts you need per month. Then you can easily calculate how much that'll cost you on prepaid, and see if a contract is a better option or not. The level of service you get should be much the same regardless.

What I would do is get a prepaid plan for a month or two and track what you use. Make note of how many minutes you use per week as well as texts. At the end of the trial print out the information and take it to Verizon, AT&T, and any others you may want to check out and see what plans they will offer you.

They want you as a customer, so make sure you know that they will cater to your needs with price. Everything is negotiable. Good luck!

-M.

If you do not use an iPhone. I do not see how you can beat these no contract, unlimited phone plans like Mobi, MetroPCS, or Boost mobile. Do not waste your time counting minutes (time is money).

Each month costs the same. There is no way that a contract plan is going to be a better deal for anyone but the salesperson. Stay out of debt, resist long-term commitments, and use common sense.

I have a contract and think it's better for people who use their phone frequently. However, if you're an occasional user, the prepaid plans may be more economical. However, one reason I'm not such a fan of the prepaid plans is the cards you have to keep buying.

Seems like a real inconvenience to keep buying them over and over if you ask me. I like receiving one monthly bill much better. As for service, I think it's lose-lose.

If anyone has ever had good cell phone customer service, I haven't heard about it.

Mobile phone service for most Americans is provided by a handful of large cell phone providers on a contractual basis. Contracts typically cover two years and customers are billed monthly following a month’s service. But in much of the world, prepaid cell phones are the norm and more and more customers in the United States are finding that the advantages of a pre-paid service can outweigh the disadvantages.

When choosing cellular phone service, whether pre-paid or post paid, it’s most critical to choose a service that conforms to your personal phone usage. For example, a plan that offers great international calling rates at the expense of other features isn’t likely to be of much value to you if never place international calls. Our side by side reviews are compare features of the various plans available to help you make the best decision for your situation.

For objective reviews of post paid providers, check out our Cell Phone Providers review site. Here are a few of the best reasons for choosing a Prepaid Cellular Phone Service. On this site you will also find articles related to prepaid cell phones and comprehensive reviews to help you make an imformed decision on which is best for you.

Please note that several of the services rated on this prepaid site are also featured on our Cell Phone Providers review site. They may be ranked differently here than on that site because the criteria for ranking prepaid cell phone services differ from those for rating postpaid services. With many prepaid cell phone plans you can completely eliminate the possibility of costly per minute overage charges.

If you buy a given number of minutes and reach that limit, the phone simply doesn’t function. That, of course, is also the case with the genuine unlimited programs.

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