Is a woman's credit affected along with her ex husband's if his name only is on a mortgage yet both names are on the deed?

Assuming the morgage is defaulted upon, the person who entered into the contract would be the one whose credit is jeopardized. Even if both names are on the deed, once a mortgage is in default, foreclosure proceedings can be implemented and that may appear on both parties CR. That would be a discretionary action however.

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