Is it possible to have a PAYPAL account , without linking it to a credit card?

Yes, yes of course! You can use just your paypal balance to pay for things. You can also connect to a savings account or checking account without a credit card :).

Yes, you can just link it to your bank account. Did you know it costs the recipient money if it's linked to a credit card? Our food buying club doesn't allow members to pay via Paypal accounts linked to credit cards for just this reason, because they are non-profit and having to pay the fee would mean them going into a negative balance.

I prefer to use a bank account with Paypal rather than giving them my credit card number. However, some payments cannot be made through Paypal unless you're provided a credit card. I once tried to buy text ads on Yahoo!

Through Paypal and was unable to do so even though I had hundreds of dollars in my Paypal account. Paypal insisted I register my credit card number with them before they'd send money to Yahoo! , and since I was unwilling to do that, I had to cancel my Yahoo!

Advertising campaign.

Yes it is possible to use Paypal without a credit card. My grandfather did quite well on eBay and used Paypal exclusively for payments. He never used a card and in fact refused to ever use one on the internet.To receive excess money from sales, he would have Paypal send him a check which he would then deposit in his bank, thus bypassing the notion that everyone needs a credit card!

Hope that helps.

Yes, you can set it up so they send out a check to you via snail mail.

Yes, you can use PayPal without linking it to a credit card or bank account. As long as you have funds in your PayPal account you can use it to make purchases. But if you want to transfer money to/from PayPal, you'll need to link it to your credit card or bank account.

I personally don't like to leave it linked to my bank account. I only link it when I need to.

Yeah, but it is way convenient to connect it to one. I went as far as to get a PayPal credit card. That way, any time I'm paid on eBay or our retail sites, I instantly can spend the PayPal money.

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