Is there anyway to get a loan when you have no credit worthy co-borrower and you haven't had a job for enough time to establish credit?

Federal loans didn't check my credit or anything - it didn't seem to matter at all. It was all about need; you tell them your income and your family's income (unless you're at least 24 or are married or are going to grad school or maybe other circumstances where they only consider your own income). See fafsa.ed.gov to apply.

But remember that you actually have to pay it all back. Which sucks. It's super flexible, but you still have to pay this incredible amount of money.

Answer Ok, What if you don't have need because Parents make > $100,000 per year? Federal loans won't give you all the money you need. Limits are too low.

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