No. Individual private healthcare coverage is illegal or discouraged in some countries that have what is known as single-payer healthcare insurance systems. In such a system the government provides health insurance to all citizens and it is illegal for a private company to provide coverage.
These single-payer systems are sometimes combined with traditional socialized medicine; systems in which doctors work directly for the state. The healthcare plans currently being debated in congress, as well as the those described by Barack Obama during his campaign, are NOT single-payer plans and do not involve state ownership of hospitals or employment of doctors. The plans favored by Barack Obama and other leading Democrats instead involve a public option for health insurance.
This would mean that people can choose to purchase health insurance from either the federal government or from a private insurer. Since a public option for private insurance will almost certainly be subsidized by tax dollars, private insurance companies may not be able to compete with the public option and may go out of business. Therefore, some of the current private options for health insurance may become unavailable if there is a public option.
This is usually what people mean when they say that the Obama plan would take away private healthcare options. Note that President Obama has not provided an official version of the health care bill to congress. Instead, the bills that may ultimately become law are being written by commitees in the Senate and the House of Representatives.As such, the final details of the health care plan are subject to change.
Barack Obama's website describes his views on healthcare: barackobama.com/pdf/issues/HealthCareFul....
With over a thousand pages, it is difficult to determine what is true. Here is the link to the official text of the bill. thomas.loc.gov/cgi-bin/bdquery/z?d111:h3200:" rel="nofollow">thomas.loc.gov/cgi-bin/bdquery/z?d111:h3... With this site you can follow the bill and ask questions directly: thomas.loc.gov/cgi-bin/bdquery/z?d111:h3200.
Education is the surest path to the middle class. President Obama is making historic investments in education to create opportunity for all Americans. To help students better afford a college education, President Obama ended billions in subsidies wasted on banks and used the savings to double investments in Pell Grants.
He established a college tax credit for students and their families worth up to $10,000 over four years of college. He set a goal to lead the world in college graduates by 2020, and cut the growth of college tuition and fees in half over the next 10 years, a goal that will save the typical student thousands of dollars a year, and proposed bringing together community colleges and businesses to train 2 million Americans for good jobs that actually exist now and are waiting to be filled. There is no substitute for a great teacher.
President Obama is fighting to help state and local governments save the jobs of hundreds of thousands of teachers and to provide states with resources to reward and attract great teachers while taking strides to improve teacher effectiveness. And he has set a goal to recruit and prepare 100,000 math and science teachers so we can out-compete countries in fields like science, technology, engineering, and math (STEM).
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