Last year I took out a $2500 loan from my 401k. How will this affect my tax return?

The 5 year rule STOPPED when he lost his job. He was only given 30-60 days to repay it and since he didn't, it's income. How old is your husband?

If he's 55 or older, he won't owe the penalty. You MUST report it. Failing to do so means you would not be paying your tax bill--and can lead to a 20% penalty for not being truthful on the tax return.

The IRS will let you have a 6 year payment plan.

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