My bank reopened a checking account to put through a merchant charge that took over 90 days to clear? Is that legal?

Carla, thanks. It was a $3.39 debit/credit that took over 90 days to clear, and in the meantime, the bank was going to start charging a $5 monthly checking acct fee, so I closed the acct. If you can believe it University of Toledo processed zero transactions that students made in the eateries in their student union from Sep 2010 until Jan 2011.

Cjz 9 months ago .

The intent wasn't for it to bounce. But after waiting over 90 days for a $3.39 debit/charge to clear, and with the bank instituting a $5 monthly fee, I closed the account. I guess we need to go back to a cash society and quit making banks and credit card companies rich with merchant fees, not to mention fees consumers get hit with.

Cjz 9 months ago .

I know what you mean. That is why I use a Credit Union. Not perfect, but they do work with me.

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