Read the contract you signed when you applied for the card and I'll bet you find that provision is there. Bankers may like to get all the money they can, but they are VERY carefull to follow the law and the rules and regulations from FDIC or the state bank examiners. Little infractions cost them big fines when the examiners find them doing something wrong.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.