As a member of the community, you have the right to inspect the records of the HOA for a valid purpose. To see if there is any mismanagement is a valid purpose. In California, the attorney general could also be contacted to investigate, I don't know about Oregon.
As longtime condo owners, we must say that your association's predicament is by no means unique, though it appears to be a little more dire than most. The association is require to provide periodic financial statements. Get the most recent ones, and this will give you an idea where the money is actually going.
The odds are that the board really is telling the truth about delinquencies. But they are not powerless to do anything about them. The laws in our state make it pretty easy for the association to slap leins and even forclosure proceedings on owners that aren't paying their assessments.It is surprising how quickly deadbeat owners get religion and pay their condo fee upon recieving notice of legal proceedings.
Usually the problem is that the association is slow to demand payment from the deadbeats. While no one wants to get tough on their neighbors, paying the condo fee really isn't optional. Not paying the management company really is bad state of affairs.
Your best protection is an active and competent board. Install one yourself if you don't have one.An appointed reciever really is a last option. No one is going to care about your community like you and your neighbors.
It sounds like it's time to get involved. You really can make a difference if you come to board meetings seeking information and offering solutions.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.