Should congress phase out Social Security for us the Younger Generation,since there will be no money in 20 yrs?

Well that is commendable that you have all those assets. You may need them if you lose your job, your house, your health, your marriage, your spouse. It will take an Act of Congress to eliminate Social Security and it cannot work because those who are contributing now are paying for people who are getting benefits now, and many more groups than just retired people.

Your employer matches your contributions and that would have to be changed too. When I started working there were no CDs, 401Ks, IRAs, and no investment vehicles for an individual so I never had any of those. I had to stop working and live on Social Security only.

You are very clever to have all those assets.

No. Social Security is a pay-as-you-go government service - as such it is in financial trouble in this recession the same as all other government offices. The economy will recover.

The government will return to solvency - provided the temporary tax cuts are not continued. This will include Social Security - which should have the upper limits on withholding raised or removed entirely. Despite the attempts by Republicans to end it - it is a service Americans provide to their elderly - not an investment.

All that talk of replacing it with investment accounts ended pretty fast when the markets tanked in 2008.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.