What are some ways to pay off debt when you are barely making the essentials?

Unfortunately, these days, there are many people in very tight financial situations. Adding medical issues to a difficult spot is that much tougher.

There are little things that may be of help in such a case. This is the time to speak up and ask for help from family or friends. This is not the time to be shy.

Perhaps gathering all together someone could come up with a helpful, useful idea.

If one is well enough to use the computer, perhaps they may be able to sell unwanted items on Ebay or Craigslist for fast, passive income that only requires a little time and a decent ad.

Cut down on food expenses any way possible (check out some of money saving articles, for sure). Stay clear from any expense that is absolutely not necessary. This is not the time to buy expensive gifts for birthdays and so on.

A thoughtful card or even a phone call would suffice. By being honest of your situation with family and friends, they will most likely understand.

A couple of options spring to mind - debt settlement and a consolidation loan. If your credit is shot, which it probably is, the loan might go out the window and debt settlement might be your best option.

I know you don't want to look at bankruptcy, but don't let your creditors know that. When faced with the prospect of you being declared bankrupt and having your debt wiped, they may be a lot more open to a negotiated debt settlement.

I guess,that would be diapers...a whole lot of diapers....

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.