What are the penalties if a person cant meet the agreement on a payday loan?

It depends on what kind of payday loan. Sometimes they just charge you more interest, sometimes they place a bad mark on your credit, I have even seen them place criminal charges for an outstanding balance in an extreme case.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.