What does Medicare pay for in a nursing home?

Medicare may pay a portion of the bill for a very specific period of time if the patient is determined to need skilled nursing care. The maximum benefit period is 100 days. Example of skilled needs may include an open wound that need dressings and treatments, a tracheostomy, a newly placed feeding tube or the need for extensive physical and occupational therapy.

Most people do not qualify for skilled care for an extended period of time. The majority of nursing home care is paid for privately or by the Medical Assistance Program.

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