Actually it depends on the actual cost of the mortgage, you'll need a "Mortgage Calculator" for that. Try to check this URL for more details : first-time-home-buyer-solutions.com/mort....
This is the "Mortgage Man", I hope all is well. There is no average rate on a 30 year fixed mortgage. The Interest Rate you will qualify will be based on your "Tri-Merge Credit Report, the equity in your home and the amount you are going to put down.
Right now a 700+ Credit Score will qualify you for a 4.325% 600 - 650 Credit Score; 4.5% - 4.975% 500 and lower; you better be willing to put down alot and have money (reserves) in the bank. So pull your Credit Report from all three credit agencies, and develop an average, this will be your combine credit score average. This has been the "Mortgage Man".
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