What is the Dave Ramsey method of paying off debt?

The debt snowball made popular by Dave Ramsey is a method that allows you to reduce your debt by tackling the small balances first. While there are many who turn to some risky solutions like consolidation of loans or turn to debt settlement companies, a concept for debt management called 'debt snowball' is becoming popular. In this strategy, the small balances are paid off first followed by the larger balances.

Debt snowball is actually a way to pay down debts in a systematic way. It has a motivating factor built in it. As you pay down smaller debts, you see success and it encourages you to stick to the plan.

The step-by-step process in getting out of debt is to start by paying only the minimums on all of the debts with the exception of the smallest one. **You will find the complete information and example on how this works exactly at the source.

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