What will the loan rate be on a mortgage if you have a 628 credit score but you declared bankruptcy 5 years ago and you now have a 0 balance on all credit cards and an income of 64k?
If you're looking to buy a single family property that you will occupy then you should qualify for a very good rate depending on what LTV ratio you are looking to finance.
The loan rate will be on a mortgage if you have a 628 credit score but you declared bankruptcy 5 years ago and you now have a 0 balance on all credit cards and an income of 64k (without quotes):. The loan rate will be 7.5 percent. This results in higher monthly payments.
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