What should car shoppers with bad credit know before they apply for an auto loan?

They need to be prepared to disclose all their information. We're more focused on verification of income today. They need to be ready to prove anything they put on the loan application.

Underwriters are doing more to verify information. There's no upside to fudging your application. It just takes one or two things that can't be verified to be denied.

They should buy a car that makes sense financially. Know what your maximum payment is that you can afford. Be conservative.

Dealers will try to up sell you. Stand firm on your payment number. Author: Liz Opsitnik Copyright 2008-2009 AutoLoanDaily.com Click here to read full article at AutoLoanDaily.

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