What should I know before purchasing a used Kia?

The most important thing before buying a car is understanding exactly what you can afford, and what you're looking for in a car. Another very important consideration is what will you be able to bring to the table in the form of trade-in and or down payment(the more you can put down, the less your monthly payment will be). What minimum payment can you afford?

Are you planning on keeping the car long term, or are you going to get rid of it in a few years for something new? If you do plan on moving up in a few years you might consider leasing instead of buying. The payments are similar and when the terms are over(usually in 3-4 years) you either pay off the car or return it.

Leasing can have several advantages, but it does have restrictions as well. Key among them is the maximum amount of miles you can drive in a given amount of time. Ususally the limit is around 12,000 miles per year and they will charge you if you exceed the amount.

Once you've selected your car, it's important to know what it should cost. You can look up automotive values at kbb.com/ to make sure you don't overpay. Also before you buy any used car, always get a vehicle identification number report to make sure the odometer reading is accurate, and the car is free of flood and fire damage.

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