It has been my finding that the Government agencies, which "back-up" your loan will be able to "work with you". Just contact them --- but, whatever you do, don't "avoid" (them). This is where "default and collections" come into play Regards.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.