If you have frightening credit can you still qualify for a student loan?

Eligibility for Federal Stafford loans are not based on your credit so yes, it is possible to get a student loan even with "frightening" credit. The exception to that is if you have previously defaulted or are significantly past due on a previous student loan. Even in this case, there are options to clear this up pretty quickly, so you may continue your schooling.

Finally, most private student loans are credit-based so for those, you will at the very least need a co-signer Answer Federal loans limits are too low. The "non-credit" based loans like Stafford need to raise their limits to approx. $10,000-$15,000 per year.

Then a student has a chance to fully fund their own college tuition at a State College without help from parents It is every child's right to go to at least a State college of their choice.

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