When can a lender start the foreclosure proceedings?

This depends upon the specifics of the contract, the mortgage, that you signed at the time of closing. Many mortgages have acceleration clauses which allow lenders to call the note due early under different circumstances. Read your mortgage and note to get the specifics in your particular case or consult a real estate attorney In general, when any account gets 150 days past due, an R5, I5 or M5 status on the bureaus, that is when action begins.In the case of a mortgage, foreclosure proceedings are initiated at that point Answer how long can you stat in home after mortgage company starts foreclosures.

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