Which local banks give the best deal on mortgage loans?

The best deals on mortgage loans are obviously the mortgage deals that offer the lowest rates. There's no specific types or sizes of banks that provide the lowest rates however. A lot of smaller banks actually offer lower mortgage rates than larger banks so it's best to inquire and compare from as many banks as you can.

Most banks will be more than happy to give those numbers to you. Currently, the average mortgage rates are around 5% for 30 years fixed, 4.5% for 15 years fixed and 3.5% for one year. A big bank account is not necessarily required for premium mortgage loans.

What is considered is your credit history and any outstanding debt you may have. Premium mortgage loans are actually there to help borrowers who can't afford to pay large down payments. Check this web-page for more information no how premium mortgages work, ehow.com/mortgages---premium-mortgage/.Hope that helps.

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