Who typically has better credit, men or women?

Studies have shown that women generally have much better credit ratings than men do, however this is not always an advantage as it is also shown that women are subject to higher interest rates as well as getting the worse options when it comes to loans. The reason for this is because men are more likely to strike a bargain when they search for credit and women are more likely to settle for the terms of the credit that they are being offered. Women and men are shown to spend money differently as well, which is why the difference in the credit rating they receive, men are generally in charge of credit issues in the home, and thus more likely to get good or bad credit reports more often.

However, in answer to this question women have better credit ratings on average than that of men.

This is highly subjective but interesting question J. First of all I don’t think that gender plays a role with which of the sexes has a better credit score. What will come into play is how responsible that person has been with the accounts referenced on his/her credit report.

For example, if a person continuously makes timely balances and doesn’t use that much of their open credit, they will have a high credit score. On the contrary, if someone makes late payments and uses a high percentage of their credit limit on each of their accounts, then that person will more than likely have a lower credit score. Some people will say that women have a higher credit score than men and vice versa.

However what it comes down to is who is more responsible when it comes to spending. In every relationship I’ve been in, I’ve had the higher credit score which disproves that gender determines who will have the stronger credit background.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.

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