It could. It depends upon the company's policy on when to report late payments: some report after fifteen days, some may allow several weeks or months If you cannot pay your mortgage it is best to contact the company and ask them to work with you during your financial hardship. Doing nothing is usually the worst thing a borrower can do for his/her credit score.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.