Your parent sends you $400 for your family for Christmas. Your children want to spend their share on toys they saw on TV. You were?

If it's the first, then of course set some money aside and buy them some toys that they want. If it's the second then they should get whatever was on the list for them and if I really needed a dining room set and didn't think I could get one without this money, then I would use the money for the item the family could use, despite protests. I also don't know many kids that think of the household first over their own items but they will notice their personal comfort in the house.

No matter how you put it, I don't think the kids are going to choose a dining room table over toys on TV. I don't think they'd enjoy a dining room table very much either, even though it is a very practical purchase. I would set aside a set amount of the money to buy the kids Christmas gifts that they would want and then save the rest for the dining room table fund.

Even though the children will get lots of use out of the dining room table, I think you'll have a hard time convincing them that it would be more fun than toys.

I think that the children should be able to use a portion of that money on toys. They shouldn't be expected to use Xmas money towards something everyone needs, a table is something that the parents should provide. I also don't think that they will understand it.

Kids always vote for toys. You can try to talk them over. They will agree to your arguments with grim faces.

If they are getting the toys from the parents, buy some more extra with the grandparents money. So they will have the gifts from the grandparents too. Or just buy a big item using a portion of the money and your own regular contribution.

Then save the rest to buy the dining table in some other time. I will say not to spend all the money on toys. Depending on the age of the kids, you can talk to them about the value of money or you can decide it yourself.

If the kids are like 3 years or 4 years, they don't understand the value of money. So give them some toys. You don't have to explain everything about buying the dining table to them.

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