Are you responsible for the debt if you are a cardholder if your fathers files bankruptcy and he is the primary cardholder and has paid all bills?
An authorized user, which is all you are - he is the actual card holder - is not responsible for the bill.
Your mother are responsible for the debt. Or a joint account holder. Your status on the account.
10 years, while a Chapter 13 bankruptcy is reported for seven years. A longer period of time. Of forcing her into filing for bankruptcy.
The next decade.
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