In the realm of personal loans (unsecured, signature loans), it is true that the banks will only loan to those who don't really need to borrow. Your best bet is to get on a repayment schedule with your friend and your other creditors. Document your income and expenses, and every out-of-pocket purchase you might make down to a pack of gum.
Consider taking a second job for as long as it takes for you to get back in financial shape. Do what you have to.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.