Can the collectors put a lien on your wages and a truck that you own for a prior repossession in Texas?

Answer loanofficersuccess.com/newsletter/10_9_0... Perhaps because, like Texas, these states severely restrict one of a creditor’s most effective tools -- wage garnishment. Texas bans wage attachments except for child support, and the Carolinas have similarly strict laws In addition, Texas has some of the most liberal creditor exemptions in the country -- which means that creditors can’t take most people’s stuff. Texas doesn’t allow creditors to go after residents’ homes, regardless of value, as long as the property is less than 10 acres in a town or city or 200 acres in the country.

One car per family member is also sacrosanct, as is personal property of up to $60,000.

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