Car note Vs Paying monthly payments for a '99 Chevy Lumina!?

The down payment is what you have to give them right away. The purchase price is the total price of the car. So you would give them the down payment, and they would give you the car (still in their or the lender's name though).

You would make monthly payments until the car was completely paid for.

If you have around $11,000 dollars, you can go in and buy the car for cash and drive away. If you only have $2,321 (and good credit / income) you can buy the car, and pay the rest off over the next couple of years. But remember this is a financial contract you are signing, you can't change you mind later.

Or you might have $5,000 in cash, in which case you borrow less, and have lower payments, or pay off the loan sooner. But you are basically taking out a loan from a bank or finance company to pay for the car. They keep a lien or security over the vehicle until the loan is paid off.

Means you can't sell the vehicle until it's paid for.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.