Does homeowners' insurance cover physical loss damage claims by car rental companies?
Home Insurance and Rental Cars No, Homeowners insurance does not cover physical damage to automobiles. That's what Auto Insurance is for.
Homeowners policies do not cover damage to motorized vehicles (except lawnmowers, golf carts, off-road vehicles, electric wheelchairs). SOMETIMES there is coverage for boats & their trailers when stored in an enclosed building on the premises.
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