Does your current health depend on which healthcare insurance you can purchase?

Your current health only partly depends on which healthcare insurance you can purchase. Most expensive health screening tests are beyond the financial reach of people who don’t have healthcare insurance. Those tests include prostate cancer screenings, pap smears and mammograms.

That being said, there are things you can do which are very inexpensive that can help you stay healthy. They include getting regular exercise, doing meditation or being hypnotized to reduce stress and eating lots of fruits and vegetables. There are certain health factors (pre-existing conditions) that may keep you from getting affordable healthcare insurance.

If a health insurance company’s underwriters feel that it would cost more to take care of you than you will be paying into the insurance plan, the health insurance company may charge you higher premiums or deny you coverage. From healthinsurance.about. Com -quote Insurance companies and health plans are concerned about their financial bottom line – it’s in their best interest, therefore, to exclude people with a pre-existing condition, impose a waiting period before coverage starts, or charge higher premiums and out-of-pocket expenses.

-endquote Preventative care techniques that have been shown by numerous scientific studies to keep people healthy are usually covered as part of healthcare insurance wellness programs. Alternative preventative care techniques usually aren’t covered by wellness programs although this is changing.

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