How are our E & O Carriers going to accept us placing our client’s business with an unrated carrier?

We suggest you share the information with regard to how HCIC is structured and the fact that reinsurance has been obtained at a low level with “A” rated carriers. If your carrier still will not accept this, most E & O markets will cover you if you arrange for your client (the builder) to sign off on your use of HCIC for their coverage. More.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.