How can I get credit if I have a bad credit rating?
Pay your bills on time, try to pay off debt, look into a secured credit card. Here are some tips you might find useful. 10slate.com/2010/10/10-things-you-should....
You might try to get some bad credit friendly unsecured cards first. Keep a small balance and make payments on time. Your credit will slowly recover.
Suggestions: Hooters Mastercard, HSBC Mastercard. Good luck!
For example, if a certain borrower takes out a $4.999 loan from a certain bad credit personal loan company, the APR can be 14.90% but if he borrowed $5,000 instead, he can end up with just 7.9% interest because his bad credit loan falls under another interest tier. Know what redemption penalties are. If you want to repay your loan early, check for redemption penalties.
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