How does one operate jointly held Depository Accounts through SPEED-e?

Ans. You have to nominate one individual as a Power-of-Attorney who would operate the joint account.

Ans. For password based operation, only one user can operate the account. Joint holders will have to give a power of attorney to one joint holder among themselves.

For smart card based operation, in addition to what is stated above, all the joint holders can operate the account independently or jointly using multiple authorisation facility. More.

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