How is it possible that an applicant admits to a criminal conviction, yet the consumer report indicates no record of such conviction?

There are several possible reasons why this may occur. As indicated in the preceding responses, state law may prevent a consumer reporting agency from reporting adverse information, including a criminal conviction, if such information antedates the report by more than 7 years. Another possible reason might be that the county where the conviction occurred did not fall within the client's search specifications.

Other possible reasons may include, but not necessarily be limited to: (1) the conviction was a federal crime, not a state-level crime (note CARCO searches state-level crimes - federal-level criminal record searches must be specifically requested by the client); and (2) the record may have subsequently been sealed or expunged. More.

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