How long does a broken apartment lease affect you?

Once the delinquent amount goes into collection, this will stay on your credit report for seven years from the date of last activity (meaning the date at which you made your last rent payment) But if they decide to take legal action against you, the judgment can: 1) accrue interest at the rate of 10% per year 2) stay on your credit report for 10 years, at which time it could be legally renewed and stay on your credit report for another 10 years If at all possible, you should attempt to settle this debt for less than the full balance by negotiating with the creditor. Depending on the amount, they may or may not decide that it's worth their time and effort to file a lawsuit against you. IF they do, don't ignore the suit.

Get a lawyer. They may be able to settle or even successfully fight the judgment This site has some really helpful information about credit issues: creditscorehero.com.

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