I am a salaried person with less than Rs 5L yrly income. Shall I have to file income tax return? I have HBL.?

If your FD interest per is Rs.16,000, then the FD amount is about Rs.2 lakhs. The FD amount is not a higher amount. In my view it is not necessary if you are not having any other income except this Rs.16,000.

But if you are having other incomes like income from salary and income from rents, then you have to add the FD interest to that income and file returns. In this case adding FD interest Rs.16,000 to your other incomes and filing is must.

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