I was rear ended and the other driver has admitted fault. Can I get a check instead of having my car fixed It's an older car and I own it outright...?

The prior answer is substantially correct, but there are a few other factors involved:1. States differ on the percentage by which the cost of repair must exceed the actual cash value of the vehicle so as to declare it a "total loss". That is a matter of statutory law that you should check.2.

There may arise a dispute as to the cost of repair. If you decide to repair the car, therefore, you might not get enough to cover the cost. There may be negotiation needed as to the repair cost.3.

If you agree that the car is a total loss, there can be a dispute as to its value. Factors to consider are its age, mileage, make and model, equipment and others. Therefore, you will want to research authoritative sources, such as Kelly Blue Book and Auto Trader to help determine the actual cash value of the car.

Remember, you are entitled to the pre-collision value of a vehicle of like kind and quality.4. Ordinarily, if you agree that the car is a total loss, the other insurance company does get the salvage. However, if for some reason you want to retain it, the insurer will normally deduct its value from what it pays to you.

However, like everything else, that is a matter of negotiation.

The other party's insurance company should pay you the estimated cost of repair. What you do with the money is your call. If the cost of repair is greater than the value of your car, you would be paid the value of the car (and they get the car).

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