If an unmarried couple separate and the co-owner is the one who leaves the home can he ask the mortgage lender to be removed?

%DETAILS% Answer Mortgage loans are contractual obligations that cannot be terminated by agreement, divorce or any other means. Your only option for getting off the mortgage is for the remaining spouse to refinance in their name only. I've even had clients who had their names removed from the mortgage companies records, IN CUSTOMER SERVICE.

That made it difficult to verify the mortgage. But, never at any time, was the borrower relieved of liability. The contract is never changed, or superceeded.

If a mortgage loan has been granted to any two people; the lender has made a loan for a substantial amount of money that they want repaid. You can bet that they are not going to simply release a borrower from the liability because the two people go separate ways.

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