If you don't pay a credit card bill for four years, how much in penalties and interest can be accrued?

1 Depends on the balance and the interest rate but the simple answer is, lots and lots. Not to mention the damage done to the credit rating.

2 Too Much! Besides the cost of penalties and interest (which will depend upon the balance) add in the cost of trying to repair your credit which will be shot for a long time.

4 I am surpirsed that this has not been sent to a collection agency. They have to have contacted you about your past due bill, several times, haven't they? You owe a ton of money, buddy!

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.