If you own a small business and you want to file personal chapter 7 on credit card debt do you have to file a business bankruptcy?

This is rather complicated. If your personal and business expenses were totally separate and there was no commingling of assets or debts, than probably not. Your business will, obviously be included in the disclosure of your assets.

You should explore this throughtly with legal counsel in order to protect all your property and be certain you claim all your exemptions.

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