Is there any organizations that are free that will help you get out of debt or settle a debt for less in GA?

They do not report it at all. A credit report is for companies offering credit or service to know whether you will pay your bills. They don't get any money from you after they've sold your account to a collection agency.

So they don't care whether you pay it.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.