Is there any way to have privately funded student loans forgiven?

If you are dealing directly with the Bank as a loan then you can declare bankruptcy. You can't do this with a regular Student Loan as they have clauses in their contracts that bankruptcy does not dismiss the loan. But in a private loan what equity did you put up for the loan, that you could and probably will lose.

But most people will arrange some type of modification against losing the loan. Interest only payments and such. If your going to negotiate remember the further you are behind the more amicable people are to your requests.

Just remember to always stay in touch even to tell them you can't make a payment but will send a smaller amount.

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