Is there possibile to continue the premium pay option for existing lapsed policy which is bema gold?

No...doctors charge what they do because of supply and demand. Lower medical education costs might lop a little off the cost of providing care, but certainly not enough to make any noticeable difference. Costs for medical education are such a small part of what goes into medical care that on an economy-wide basis, they are completely insignificant.

Medical costs are more affected by drugs and treatment, medical research, medical equipment, testing, etc.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.